I do live in SV, not wealthy to start with, and rent my home. About half my comp is equity and it goes to paying down student loans, savings, and the like. At

I do live in SV, not wealthy to start with, and rent my home. About half my comp is equity and it goes to paying down student loans, savings, and the like. At current housing prices my rent is 1/3 of a mortgage payment. Buying in this market doesn’t make sense.