It should be possible to identify these people very easily with a SQL query. To qualify, a business had to have been running for some time (years) and have payr

It should be possible to identify these people very easily with a SQL query. To qualify, a business had to have been running for some time (years) and have payroll. So run a query for "loans issued to entities with banking history < 1y and w-2 withholding payments == 0".