You could be right but in my specific use case the bank I moved to will quite intentionally remain small. It serves a specific small community and has no inten

You could be right but in my specific use case the bank I moved to will quite intentionally remain small. It serves a specific small community and has no intention to grow outside of this community. If that changes some day I will move again. Moving banks is simple. This community will not comply with digital currency laws and we would make our own mesh networks. The hardware and fiber is already in place to do so.