It was later edited, but I think the bit where the thread diverges from your summary is > - Companies will continue to offer the health plan they currently off

It was later edited, but I think the bit where the thread diverges from your summary is > - Companies will continue to offer the health plan they currently offer I think the GP (GGP?) reading was that the current health plans would have to change; they can't duplicate the state mandatory coverage. (But they can build on top of it). So theoretically a $1k/mo plan paid by the employer might turn into a $400/mo plan for extra coverage, and the baseline would cost $600/mo and that part would be taken over by the state. Best-case they can streamline that portion and decrease the cost through economy of scale; worst-case you have 2x the operating costs for two different insurance plans and the quality goes down because of the duplication and billing uncertainty for providers. (I'd hope that the bit covered by the state would be good enough for many people to have as their only coverage though).