I think he means people who have enough money at, say, 40 years old, to pay for everything but health insurance. I can see the temptation myself, since insuran

I think he means people who have enough money at, say, 40 years old, to pay for everything but health insurance. I can see the temptation myself, since insurance as you get into your 50s can be 2000/month or more. If NY State pays that while I wait for Medicare to kick in, hey, FIRE!