> a payroll tax that is basically equal (in aggregate) to the insurance Whereupon there is no reduction in cost to any employer. Theoretically there could be

> a payroll tax that is basically equal (in aggregate) to the insurance Whereupon there is no reduction in cost to any employer. Theoretically there could be a reduction because the state would be a larger pool of cross-subsidization than any particular employer. In reality the costs are worse since the state will use the taxes to subsidize non-employed persons.