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That assumes you get the cost saving. If my company stopped paying for my insurance benefit and instead gave that money to me directly, and then I bought the c
by rootusrootus 5y ago
That assumes you get the cost saving. If my company stopped paying for my insurance benefit and instead gave that money to me directly, and then I bought the cheapest plan I could find on the insurance exchange ... I'd be paying more, not less. By a fair amount.
- ceejayoz 5y agoThat seems readily fixable; make it a legal requirement that companies that provide employer-provided healthcare pay the premium to the employee if they opt out.
- rootusrootus 5y agoIn my case the premium wouldn't even come close to the marketplace cost. I'd be losing overall.
- ceejayoz 5y agohttps://www.peoplekeep.com/blog/which-health-insurance-costs-more-employer-coverage-or-aca-plans https://www.peoplekeep.com/blog/which-health-insurance-costs... > Nationally, the analysis found that individual ACA Marketplace premiums are 10 percent lower than the average employer-sponsored insurance premium, after the adjustments. (Which makes sense; it's a very large risk group.)
- rootusrootus 5y agoOkay, then congratulate my employer for beating the odds, I guess.
- mypalmike 5y agoNumbers, please. This kind of claim is just mythology unless you have numbers to back it up.
- mattmcknight 5y agoIs this because your employer is paying part of the cost for the plan?