Yeah. My TSB bank recently implemented this: - enter credit card details on the website - got to the mobile app, enter second password - receive an SMS to my ph

Yeah. My TSB bank recently implemented this: - enter credit card details on the website - got to the mobile app, enter second password - receive an SMS to my phone number with 2fa code - login into the app, approve the payment - enter first account password - go back to the website and click continue That’a all together with iOS FaceID enabler. Monzo is actually way simpler.