Though uncharitable, these pretty plainly fit the pattern we've seen over an over again for this sort of crisis, which makes it likely that one or most of those

Though uncharitable, these pretty plainly fit the pattern we've seen over an over again for this sort of crisis, which makes it likely that one or most of those points is in play. Which makes it particularly strange that the author asserts that they are "far removed from laissez faire economics, or the neo liberal model, coming out of the 1980s", since every one of these is a natural consequence of the incentive structure created by that economic model. (Unless I'm misunderstanding and the author is using "far removed" in a sense approximating "left to fester", but laissez faire incentivized those things even when fresh)