Agreed there will be a Social Security payment. But it will be reduced from today's levels. Remember, older folks don't have time to remain in the labor force

Agreed there will be a Social Security payment. But it will be reduced from today's levels. Remember, older folks don't have time to remain in the labor force (unlike younger people, who will benefit from rising paychecks.) At the end of the spectrum, there is only what has been saved (which is reduced by inflation) and pensions, Social Security.