Cancelling student debt would only be rewarding irresponsible behavior of the US government by relieving the pressure to change how loans are issued in the firs

Cancelling student debt would only be rewarding irresponsible behavior of the US government by relieving the pressure to change how loans are issued in the first place. The news/ press would mostly stop reporting about it once the initial loans are forgiven since there'd be no pressure anymore to fix the root of the problem which is issuing non-dischargeable unsecured loans in the 10s of to 100s of thousands of dollars. The US allowed those non-dischargeable loans to be issued in the first place with little to no way of knowing if the value provided by the student's desired educational program justified the price it was billing. Students may bare some responsibility here but expecting all 18 year olds who have gone through the traditional US education system to have any resemblance of financial literacy is asking a lot given there seems to be no focus on requiring income management, retirement savings, and debt awareness classes in any US High School tract. What I'm trying to say ultimately is in my opinion most High School graduates are to naive to actually realize how bad of deal they may be getting themselves into and the US government is actively encouraging that reckless behavior by allowing these federal loans to be issued.