> So yes my ire was also at my bank. But this threat was about e-bay. My bank was a small regional bank that not a lot of people know about. I mean this sounds

> So yes my ire was also at my bank. But this threat was about e-bay. My bank was a small regional bank that not a lot of people know about. I mean this sounds like it was a while ago so it's probably too late to do much (if you don't owe that bank any money then it's another matter entirely to get money from them - you'd have to sue most likely). But for future reference, if they don't give you satisfaction get the state (AG) and the feds (CFPB or reserve) involved - it's usually a simple online form or two. The smaller bank in this case is actually in one's favor since their failure to play ball with a federal regulator is a bigger problem for them. But I have had to file these complaints a few times for I've never failed to get a response back from the executive level. I have had chargebacks "denied" because of this exact same stupid shit - tracking number in the same city shit before, but I calmly explain that it doesn't pass muster as evidence. Unfortunately even the big banks often reject on meritless grounds hoping you'll just go away. But it's surprisingly easy to take the next step and that usually makes things go in your favor. There might not be any reason you can't still file a complaint with https://www.consumerfinance.gov/complaint/ https://www.consumerfinance.gov/complaint/.