It's a really tricky problem to solve, granted. I feel like student loans should be treated more like FHA loans, who generally do more to make sure the loan is

It's a really tricky problem to solve, granted. I feel like student loans should be treated more like FHA loans, who generally do more to make sure the loan is worth it. If loan givers had a vested interest in the success of the grantee, they'd do far more due diligence than they do today. They'd not give someone 100k for an English degree, for example. That said, some of the diligence is expected from the borrower as well, IMO.