> It feels like rewarding people for irresponsible behavior, and ultimately punishing those who acted responsibly. Keep in mind that most (nearly all) of the p

> It feels like rewarding people for irresponsible behavior, and ultimately punishing those who acted responsibly. Keep in mind that most (nearly all) of the people you're talking about were minors less than a year prior to getting these loans pushed on them by people with a lot of experience convincing very young people to take loans. It's disingenuous to act like they aren't easily preyed on due to their inexperience.