One thing that seems to genuinely have changed is that the stock market no longer prints money for everyone. The average adult that saved and invested in the 8

One thing that seems to genuinely have changed is that the stock market no longer prints money for everyone. The average adult that saved and invested in the 80s and 90s had their wealth grow enormously. I've been saving and investing since graduation (6 years ago) and it's been a net loss -- and it looks likely to continue to be. "More revenue solves all known problems", so presumably without a magical market that you can depend upon to increase your money faster than 1% a year, problems may be harder to solve.