There is upside to being financially "self sovereign," where you do not rely on a 3rd party to have custody of your money. But there is also a big downside - y

There is upside to being financially "self sovereign," where you do not rely on a 3rd party to have custody of your money. But there is also a big downside - you bear accountability for your actions with your money. There is no "customer service" or "fraud department" in crypto. Some people only learn the hard way. Lesson here is - use a cold wallet, and maybe a "watch only" wallet[1] on your phone. [1] Watch only wallet is a wallet that is connected to your offline cold wallet, where you can deposit and view your funds on the watch only wallet, but you cannot withdraw.