Save as much as you can, and (somehow) manage to at least keep up with inflation. Ideally, do a little better. Guess where you'd like to end up and start payi

Save as much as you can, and (somehow) manage to at least keep up with inflation. Ideally, do a little better. Guess where you'd like to end up and start paying off a living space. Starting at, say, 50-55, make a real effort to pay off all debts so as to have full freedom of action. Savings accounts, anymore, seem to be high-interest if they actually pay interest. I never had the time or interest to day trade, time the market or bet against trends - YMMV. I was doing real well maintaining a bet against the USD until the last 4 months. It's remained strong and tech has collapsed rather than the reverse. The other option, of course, is to be an owner of a unicorn that hits and buy Twitter.