Yes, social security is collectivist. When you do something collectivist like this you have to be very careful about edge cases because they're rarely self corr

Yes, social security is collectivist. When you do something collectivist like this you have to be very careful about edge cases because they're rarely self correcting. It doesn't matter how much money you've saved up over your career if there's no production to spend it on. This is about paying for you, but that means someone has to be there to do trade goods/services for your money to make getting paid meaningful. Also you seem to think I'm some retired boomer. I'm unmarried, in my 20s, and facing the same taxes and issues you are. The practical realities of retirement require people be there to continue production. Otherwise we'll just have to keep working until we die no matter how we label or slice things. And again: by not having kids you're taking that payout early. This prevents you from getting paid twice.