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Health insurance companies love collecting insurance money and not paying out. Denying coverage, not covering procedures, not covering full treatments, not cove
by andrei_says_ 4y ago
Health insurance companies love collecting insurance money and not paying out. Denying coverage, not covering procedures, not covering full treatments, not covering the full staff needed for a procedure, covering suboptimal but cheap treatments are some of the other tools in their toolset.
Let’s not pretend that installing one more extraction point accountable only to shareholders between patients and their care is somehow driving progress.
- pmoriarty 4y agoWhat's the alternative?
- Centigonal 4y agoSingle payer? Medicaid as an option for everybody? A public insurance option? Cost transparency or anti-trust regulation that helps further commodify health insurance and drive down costs? Stealing ideas from the several dozen other countries that have solved the point-of-care cost problem?
- pmoriarty 4y agoI'm all for these suggestions, but they don't address any of the problems listed in the post I was replying to: "Health insurance companies love collecting insurance money and not paying out. Denying coverage, not covering procedures, not covering full treatments, not covering the full staff needed for a procedure, covering suboptimal but cheap treatments are some of the other tools in their toolset." Exactly the same problems can and do occur with single-payer, medicaid, etc...
- cortesoft 4y agoThe difference is that a single-payer system doesn’t have the people deciding what to pay making more money if they pay out less.
- nine_k 4y agoI have enough friend in the UK, Netherlands, and Germany to be grateful for the ability to pay for private insurance and get actual, timely, if expensive, access to doctors and treatment. But if the coverage runs out while between jobs, it indeed sucks.
- lou1306 4y agoAt least two alternatives: * The state maintains a public, affordable health insurance service * The state directly funds a public network of doctors and hospitals