4 ms·

Oh, sure. Accepting credit cards is great. But only accepting credit cards is literal evil and against the law in the USA. To get around this they make you swip

Oh, sure. Accepting credit cards is great. But only accepting credit cards is literal evil and against the law in the USA. To get around this they make you swipe the card to be able to order. That way there is no debt you can chose to pay in cash. It's obviously a loophole in the current laws. Some large cities have local regulations to prevent this evil. They started doing this long before the pandemic. It's not about that.

vmception 5y ago
Retailer payment method acceptance is regulated at the municipal and state level. There is no federal or constitutional requirement to take cash or retain the option of cash payment. So for the loophole experience, I would need you to show if thats a viable loophole in the areas where cash payment is mandated
Fernicia 5y ago
If you want to not appear unhinged, I recommend avoiding calling obviously innocuous things evil unless you've already given your reasons for doing so. There are very real risks a food truck faces in accepting cash: fomite diseases, counterfits, armed robbery. I'm guessing you're fine enforcing the truck owners bear these risks.
- logifail 5y ago
  > There are very real risks a food truck faces in accepting cash: fomite diseases, counterfits, armed robbery For balance we all know that there are [other] risks associated in accepting card payments. We should also note that the card payment system is not "free", not available to everyone, and does not operate without collateral damage, not least that it excludes vulnerable groups in society. > I'm guessing you're fine enforcing the truck owners bear these risks Enforcing following the rules (particular not wriggling around them using legal loopholes) should - one might think - be a fairly mainstream view?
- oneeyedpigeon 5y ago
  I agree that "evil" is maybe a step too far, but "innocuous" is too short, imo. I don't think it's fair or reasonable to block sections of society — people without a credit card — from making purchases like this.
  - bumby 5y ago
    Is your position that it should be mandated by law or just the right thing for a business to do at their discretion? I grew up in an area where Canadian currency often made it into the money supply and most vendors would just accept Canadian quarters at the US rate without a fuss. I remember the weird looks I got the first time I tried to do the same in a state further south. I feel like both are reasonable approaches but I would hesitate to legally mandate one approach because they are context dependent.
- superkuh 5y ago
  It is evil. This is a food business that literally won't sell to human persons. It will only sell to corporate persons. That's evil and has serious damaging consequences to society.
bumby 5y ago
>only accepting credit cards is literal evil and against the law in the USA. "There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise"[1] [1]https://www.federalreserve.gov/faqs/currency_12772.htm https://www.federalreserve.gov/faqs/currency_12772.htm
- superkuh 5y ago
  That's correct. But if you already have a debt to a business or human person they must accept currency as payment for that debt. I think you missed the whole point of my comment. The long standing way food trucks work is you order, wait, receive food, then pay. Now, to get around this law, food trucks have switched to pay, order, wait, receive food.
  - bumby 5y ago
    Ah, ok, I'm tracking you now. I think the confusion is that is not been my experience. Every food truck I've went to go order, pay, wait, receive food. I don't think your central premise holds, however. You may be reading too much between the lines or giving too much credence to a colloquial (and perhaps incorrect) interpretation. "when a debt has been incurred by one party to another, and the parties have agreed that cash is to be the medium of exchange, then legal tender must be accepted if it is proffered in satisfaction of that debt. However, otherwise the selling party may set the medium of exchange to be anything they choose: dollars, bananas, precious gems, feathers, whiskey, etc. They may also choose to accept cash payment only via alternative forms (e.g., credit/debit card, check, money order) rather than currency itself." https://www.snopes.com/fact-check/legal-tender-payment/ https://www.snopes.com/fact-check/legal-tender-payment/

vmception 5y ago

Retailer payment method acceptance is regulated at the municipal and state level. There is no federal or constitutional requirement to take cash or retain the option of cash payment. So for the loophole experience, I would need you to show if thats a viable loophole in the areas where cash payment is mandated

Fernicia 5y ago

If you want to not appear unhinged, I recommend avoiding calling obviously innocuous things evil unless you've already given your reasons for doing so. There are very real risks a food truck faces in accepting cash: fomite diseases, counterfits, armed robbery. I'm guessing you're fine enforcing the truck owners bear these risks.

logifail 5y ago
> There are very real risks a food truck faces in accepting cash: fomite diseases, counterfits, armed robbery For balance we all know that there are [other] risks associated in accepting card payments. We should also note that the card payment system is not "free", not available to everyone, and does not operate without collateral damage, not least that it excludes vulnerable groups in society. > I'm guessing you're fine enforcing the truck owners bear these risks Enforcing following the rules (particular not wriggling around them using legal loopholes) should - one might think - be a fairly mainstream view?
oneeyedpigeon 5y ago
I agree that "evil" is maybe a step too far, but "innocuous" is too short, imo. I don't think it's fair or reasonable to block sections of society — people without a credit card — from making purchases like this.
- bumby 5y ago
  Is your position that it should be mandated by law or just the right thing for a business to do at their discretion? I grew up in an area where Canadian currency often made it into the money supply and most vendors would just accept Canadian quarters at the US rate without a fuss. I remember the weird looks I got the first time I tried to do the same in a state further south. I feel like both are reasonable approaches but I would hesitate to legally mandate one approach because they are context dependent.
superkuh 5y ago
It is evil. This is a food business that literally won't sell to human persons. It will only sell to corporate persons. That's evil and has serious damaging consequences to society.

bumby 5y ago

>only accepting credit cards is literal evil and against the law in the USA. "There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise"[1] [1]https://www.federalreserve.gov/faqs/currency_12772.htm https://www.federalreserve.gov/faqs/currency_12772.htm

superkuh 5y ago
That's correct. But if you already have a debt to a business or human person they must accept currency as payment for that debt. I think you missed the whole point of my comment. The long standing way food trucks work is you order, wait, receive food, then pay. Now, to get around this law, food trucks have switched to pay, order, wait, receive food.
- bumby 5y ago
  Ah, ok, I'm tracking you now. I think the confusion is that is not been my experience. Every food truck I've went to go order, pay, wait, receive food. I don't think your central premise holds, however. You may be reading too much between the lines or giving too much credence to a colloquial (and perhaps incorrect) interpretation. "when a debt has been incurred by one party to another, and the parties have agreed that cash is to be the medium of exchange, then legal tender must be accepted if it is proffered in satisfaction of that debt. However, otherwise the selling party may set the medium of exchange to be anything they choose: dollars, bananas, precious gems, feathers, whiskey, etc. They may also choose to accept cash payment only via alternative forms (e.g., credit/debit card, check, money order) rather than currency itself." https://www.snopes.com/fact-check/legal-tender-payment/ https://www.snopes.com/fact-check/legal-tender-payment/