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Why isn't it done through a proper API that you grant them a token for? And how do Plaid bypass your bank's per-login 2FA if they're logging in as is they were
by chrisseaton 5y ago
Why isn't it done through a proper API that you grant them a token for?
And how do Plaid bypass your bank's per-login 2FA if they're logging in as is they were a user?
- pbreit 5y agoBecause not many banks have such an API. Plaid just relays the 2FA question. I think websites would have a tough time preventing users from sharing username/password. It would certainly be acceptable in a power of attorney situation.
- jjeaff 5y agoNot only do they relay the login and 2fa information, they even show the login as a window with company colors and branding as if you were logging in to your bank directly.