That's not how it works. I have strong randomly-generated passwords for most sites, and store them in a password manager that I only ever load on ~3 devices tha

That's not how it works. I have strong randomly-generated passwords for most sites, and store them in a password manager that I only ever load on ~3 devices that I completely trust and own. Short of typing the password in on a compromised machine, a "forgot password" reset (via the website or customer support), or being incautious enough to log in via a phishing form, I see no way that my accounts can be compromised. And as I said, for some accounts, there are no consequences if they are compromised.