But also less essential. Which is more important (for one person), 4x$25k or 4x$250k? I would argue 4x$25k - as that is enough to go independant - miss capita

But also less essential. Which is more important (for one person), 4x$25k or 4x$250k? I would argue 4x$25k - as that is enough to go independant - miss capitalising on one revenue source and you are toast. The person with a single $250k income stream may never bother looking for the other three opportunities that are out there.