This might be a slightly more useful link: https://www.calhfa.ca.gov/homebuyer/programs/forgivable.htm https://www.calhfa.ca.gov/homebuyer/programs/forgivable.h

This might be a slightly more useful link: https://www.calhfa.ca.gov/homebuyer/programs/forgivable.htm https://www.calhfa.ca.gov/homebuyer/programs/forgivable.htm This page describes the requirements for the program, which does have some limitations -- importantly this only applies for 'first-time homebuyers'. One thing that this doesn't note is if the income level has to be sustained through the period of the loan, or if it's only on approval. Only needing to have a low income on application to the loan could open a lot of avenues for gaming this.