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Does it collect your bank username and password, or work directly with banking APIs? Every time I see some service trying to do this via Plaid I cringe.
by a13n 4y ago
Does it collect your bank username and password, or work directly with banking APIs? Every time I see some service trying to do this via Plaid I cringe.
- bm5k 4y agoYeah, giving out my banking authentication info is a hard nope for me & I discourage everyone I know from using or implementing anything using plaid.
- lambda_lord 4y agohttps://stripe.com/docs/financial-connections/fundamentals#authentication-flow https://stripe.com/docs/financial-connections/fundamentals#a... You log into your bank directly and then grant access to Stripe. I presume, behind the scenes, your bank gives Stripe a single application token (not your credentials) to pull read-only data. (edit) But this is only for banks supporting Oauth, it seems for others it DOES give Stripe your credentials.