Couple of things about retiring early: pay off your living space and car. Don’t carry debt into retirement as you income drops. Have a pile built up to cover

Couple of things about retiring early: pay off your living space and car. Don’t carry debt into retirement as you income drops. Have a pile built up to cover non-medical health, travel, repairs and nether kinds of spending. Max out retirement accounts to get some tax savings, If you’re trying to do this in the US, you need a bigger pile as you need private health insurance as well. Figure 2-5k/month for this, especially if there’s more than 1 person involved. This added expense might push retirees out of the us if there’s no family ties. Watch out for tax treaties with foreign countries and be careful re residency and citizenship to make sure you can get the govt pension you paid for for decades.