Just thinking off the top of my head here, there are more drivers then those registered in Nova Scotia. Not all of them have insurance. And I know how OP worde

Just thinking off the top of my head here, there are more drivers then those registered in Nova Scotia. Not all of them have insurance. And I know how OP worded their post, but legally in my state you have to have insurance and despite that not every driver actually has insurance. It's not like anyone checks your insurance when you put the keys in the ignition...