2 ms·
if everyone has $1mm of insurance, why would anyone need uninsured coverage?
by genewitch 5y ago
if everyone has $1mm of insurance, why would anyone need uninsured coverage?
- argonaut 5y agoSame reason you would need it in California. Some people don't have insurance, against the rules.
- dfxm12 5y agoJust thinking off the top of my head here, there are more drivers then those registered in Nova Scotia. Not all of them have insurance. And I know how OP worded their post, but legally in my state you have to have insurance and despite that not every driver actually has insurance. It's not like anyone checks your insurance when you put the keys in the ignition...
- PeterisP 5y agoThe fact that everyone must have insurance does not mean that everyone has it. I mean, someone can cause an accident while not having a drivers license with a vehicle that's not street-legal. I'm not from Nova Scotia, but we have the same principle of mandatory insurance that has to cover also the accidents caused by people who are violating the requirements, which doesn't add much since the requirements are strictly enforced and violations are not that common, but mitigates those rare cases.
- rfrey 5y agoPeople can drive illegally. Everyone has $1mm of insurance to legally drive.