4 ms·

American insurance is so freaky. In Nova Scotia, everyone has minimum $1 million liability coverage. Everyone also has uninsured driver coverage, to cover them

• genewitch 4y ago
  if everyone has $1mm of insurance, why would anyone need uninsured coverage?
  • argonaut 4y ago
    Same reason you would need it in California. Some people don't have insurance, against the rules.
  • dfxm12 4y ago
    Just thinking off the top of my head here, there are more drivers then those registered in Nova Scotia. Not all of them have insurance. And I know how OP worded their post, but legally in my state you have to have insurance and despite that not every driver actually has insurance. It's not like anyone checks your insurance when you put the keys in the ignition...
  • PeterisP 4y ago
    The fact that everyone must have insurance does not mean that everyone has it. I mean, someone can cause an accident while not having a drivers license with a vehicle that's not street-legal. I'm not from Nova Scotia, but we have the same principle of mandatory insurance that has to cover also the accidents caused by people who are violating the requirements, which doesn't add much since the requirements are strictly enforced and violations are not that common, but mitigates those rare cases.
  • rfrey 4y ago
    People can drive illegally. Everyone has $1mm of insurance to legally drive.