3 ms·
Perhaps it was reduced by a percentage for contributory negligence I’m not sure OP would know all the facts (he just knows he dosent have to pay)
by killingtime74 5y ago
Perhaps it was reduced by a percentage for contributory negligence I’m not sure OP would know all the facts (he just knows he dosent have to pay)
- bsuvc 5y agoI think the term you mean is comparative negligence. Contributory negligence would decline all coverage if the insured in any way contributed to the event. I'm guessing the hotel filed a property damage claim with their insurance, who then sued the commenter, whose liability insurance worked things out with the hotel's insurance company. You're right, the commenter would be covered 100%, but their insurance might have only paid out a fraction.
- killingtime74 5y agoAh, I’m an Australian lawyer and used a term of art which you might not in the states. https://en.m.wikipedia.org/wiki/Contributory_negligence https://en.m.wikipedia.org/wiki/Contributory_negligence (apparently it’s a similar concept you have in comparative negligence)