It just depends on what your priorities are. If you enjoy being a regular at that cafe, the non-monetary "profit" of going there will offset whatever you save b

It just depends on what your priorities are. If you enjoy being a regular at that cafe, the non-monetary "profit" of going there will offset whatever you save by making your own cheaper coffee at home. Same with time. If it's a high enough priority for someone, they will find the time to do it.