I had it in my mind during the Great Recession that quantitative easing was going to create a ton of inflation in the 2010s, so I started putting money in I-Bon

I had it in my mind during the Great Recession that quantitative easing was going to create a ton of inflation in the 2010s, so I started putting money in I-Bonds each year. That inflation never came, and I did pull some funds out of the I-Bonds for real estate transactions along the way (no regrets) but I've still been buying them every year as a hedge. What's great today is that the I-Bonds really have softened the blow of inflation, since after having them sit there with a low interest rate for a decade, I'm able to say "AHA! Finally! The I-Bonds were worth it!" It's a brief moment of cheer in each depressing news cycle. That enthusiasm is tempered by the fact that I'm not actually making money with them, of course. But good lord is that TreasuryDirect site the worst site on the Internet. Every single time - and I mean every single time - I instinctively click the back button to go back to a prior screen only to be presented with an error message and thrown out of my session, requiring another visit to the god-awful virtual keyboard and navigation through menu after menu of curiously similar, poorly-worded options. They can do better.