You can also borrow against your crypto on much better terms via Compound[1]. Wrapped bitcoin (a bitcoin claim ticket trading on the ethereum network) has a co

You can also borrow against your crypto on much better terms via Compound[1]. Wrapped bitcoin (a bitcoin claim ticket trading on the ethereum network) has a collateral factor of 70%[2], meaning you can borrow against that much value, and the loan value just has to stay below that to prevent liquidation. For ETH, the figure is 82%. You could borrow a stablecoin, on which the rates are ~1% (FEI) to ~4% (DAI) and convert those to dollars. (Or do the same with some other non-stablecoin crypto.) Of course, then there'd be the question of how that affects your mortgage application process otherwise. What do you need to tell them about this loan? It's effectively like a pawn loan: fully collateralized and no ability to gain priority in payment in court. From the lender's perspective, it's like you already sold it, but with the option to buy back. (Not legal advice.) [1] Defi lending: https://compound.finance/ https://compound.finance/ [2] https://compound.finance/markets/WBTC2 https://compound.finance/markets/WBTC2