3 ms·
More like the interest rate 30y from now has to be higher than 7.12 annualized, since thats the one period that will be different, everything else is just the s
by jldugger 5y ago
More like the interest rate 30y from now has to be higher than 7.12 annualized, since thats the one period that will be different, everything else is just the same but lagged
- erwincoumans 5y agoThat is serious long thinking. For the comparison April versus May 2032 ibonds case I was assuming a sale after exactly 1 year (and spend it, say on a Europe trip instead of investing it). You would loose out on 3 months interest, selling ibonds before 5 years, so the numbers are a bit different.
- redisman 5y agoYou don’t have to hold them for 30 years. I’m holding my down payment on them for example until a better option comes along (which probably won’t)