It’s funny that I think lots of finance assumes that people with large sums of money will do lots of due diligence. So typically people with $20k sitting in the

It’s funny that I think lots of finance assumes that people with large sums of money will do lots of due diligence. So typically people with $20k sitting in their boring old checking don’t make such stupid mistakes. And the mistakes are pretty easy given the pretty anti-UX that banking tends to use. I think if regular people used these transactions more we’d have more errors. But then I suppose the UX would get improved because we’d have millions of transactions instead of thousands. As it is now people spend a lot of time and so bad UX can still be successful. I probably spent 20 minutes on the treasurydirect site and their purchase/transfer page as opposed to seconds on my consumer-designed bank page.