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Why does it require regulation? If you don't want to use this, then don't use it.
by jeffreymcmanus 15y ago
Why does it require regulation? If you don't want to use this, then don't use it.
- nowarninglabel 15y agoI think the parent comment is referring to: "PROSPECT SCORE This API enables you to know the purchasing potential of a user visiting your site. Users are classified into Gold, Silver, or Bronze based on their average spending value, frequency, and online transactions. Product details..." Which, if you had been a Paypal customer prior to this, it might prove difficult to get your spending habits scrubbed if you no longer wanted to be a customer/didn't want your data available in this way.
- ryanhuff 15y agoHow is this much different than a credit score? One is estimating your purchasing potential, while the other is estimating your likelihood to pay. Two sides of the same consumer purchasing coin. In fact, I am surprised I haven't seen the credit reporting companies already pushing this kind of product. Seems like a natural extension.