I don't think those hiring should make any such assumptions. I have lots of experience. I'd like to get paid accordingly, but * my mortgage is long-since paid

I don't think those hiring should make any such assumptions. I have lots of experience. I'd like to get paid accordingly, but * my mortgage is long-since paid off * my kids are grown and independant (no more school fees, university costs) * my car is paid for With lower expenses I can afford to accept less money, provided it means an interesting work opportunity. So don't just assume that I'd demand more money. Ask. Maybe there's some middle ground where we can meet. Are you flexible enough?