>Visa is charging 2% for every transaction? [...] Do they provide anything in return? VISA and its member banks + payments processors/gateways provide the fina

>Visa is charging 2% for every transaction? [...] Do they provide anything in return? VISA and its member banks + payments processors/gateways provide the financial network to give sellers (like you) the ability to accept VISA credit cards. To put the "financial network" into more concrete terms, here are some open job listings to program the mainframes in San Francisco that VISA runs to process billions of transactions: https://usa.visa.com/careers.html https://usa.visa.com/careers.html E.g. Some of that 2% processing fee pays for those developer salaries. Also, pays for the datacenter, mainframe computers, etc.