Even if entire books couldn't be written in answer to that question, that kind of market speculation has no place in a personal finance class. Such a class shou

Even if entire books couldn't be written in answer to that question, that kind of market speculation has no place in a personal finance class. Such a class should teach students the basics they need to make and keep a budget, avoid unnecessary debt, save for retirement, maybe even buy a house, etc. Any kind of market speculation should be left until they thoroughly grasp those basics.