3 ms·
If this a realistic representation of your situation, I have a tiny piece of unsolicited advice: open a retirement account like a SEP IRA. You can contribute up
by the_gastropod 4y ago
If this a realistic representation of your situation, I have a tiny piece of unsolicited advice: open a retirement account like a SEP IRA. You can contribute up to 25% of your salary in there, and avoid those steep NY/NYC taxes. That can save you a truckload of money.
And I know NYC rent is steep. I lived there as of 6 months ago, and spent a hell of a lot less on rent, and had an apartment no reasonable person would describe as "barely survivable"—it was a beautiful place in Downtown Brooklyn. Rents have increased a bit, as they have everywhere, this past year. But $3,500/month is.. more than ~1/3 of NYC residents take home a month total.