Pretty much mistake can be financially ruinous when you are living hand to mouth. Why does the government get the privilege of also being financially ruinous t

Pretty much mistake can be financially ruinous when you are living hand to mouth. Why does the government get the privilege of also being financially ruinous to those who are otherwise financially stable? The whole point of money is to be able to make problems go away with minimal effort. Government scrutiny is just one type of problem. It's a leaking water heater with a badge and a gun.