I've been very happy with SEB and have found their customer service pretty great, even with pretty complex requests. The being said, living in Sweden before yo

I've been very happy with SEB and have found their customer service pretty great, even with pretty complex requests. The being said, living in Sweden before you get your digital ID set up and everything sorted out in all the right databases seems to be a massive pain. All my non-Swedish colleagues at work have bureaucratic horror stories of their first months in the country.