> Easier said than done, and I find this is bad advice. You don't really know how much runway you have in front of you and in a situation where you may have ver

> Easier said than done, and I find this is bad advice. You don't really know how much runway you have in front of you and in a situation where you may have very limited income, your best bet is to save as much as possible. Also you will have unforeseen health-related expenses as you get old. Following this logic incurs a risk of make yourself depend on your kids or your family members before you die. Sadly, this sounds like a terribly US-centric take. In most western nations a health scare does not bring in a significant risk of financial distress, unless it's serious enough you find yourself out of a job for an extended period of time.