Isnt that exactly the scenario that op is describing? Lack of flexibility at precisely the right time? Owning in any large city + servicing debt during the pa

Isnt that exactly the scenario that op is describing? Lack of flexibility at precisely the right time? Owning in any large city + servicing debt during the pandemic when you must move elsewhwre that is sane (and less risky to your health) would seem to have a premium attached to it