Yeah, there's a real benefit to identifying myself with an account tied to a big company: they can reset my password if I forget it. (Or if my laptop gets stole

Yeah, there's a real benefit to identifying myself with an account tied to a big company: they can reset my password if I forget it. (Or if my laptop gets stolen and it turns out my backup is corrupted, for the passwordless private key case. And assuming widespread use of backups is already quite the reach.) Any technology that makes this impossible is not going to get mass-adoption.