Yep. But looking at it as a shareholder, I don't think this should have been a negative. Spending a lot of time to work with an individual client in order to m

Yep. But looking at it as a shareholder, I don't think this should have been a negative. Spending a lot of time to work with an individual client in order to make $1k-$2k or whatever they make ushering a loan over to fannie or freddie is not good business- especially during the recent market.