And it will probably stay a leak, even if it grows. People keep expecting another collapse like 2008 but that does not seem likely to me. People need houses to

And it will probably stay a leak, even if it grows. People keep expecting another collapse like 2008 but that does not seem likely to me. People need houses to live in, so demand will always be there. And unlike 2008, banks aren't handing out sketchy loans en masse to people who cannot reasonably afford them.