> Going in debt for 30-40 years has zero appeal for me, it just seems like a terrible move. That's not the best way to look at it. Unless you plan on being ho

> Going in debt for 30-40 years has zero appeal for me, it just seems like a terrible move. That's not the best way to look at it. Unless you plan on being homeless, you're already inevitably committed to a monthly housing payment for most of your life. So the decision becomes, do you pay someone else to enrich them and commmit to having to pay for the rest of your life? Or do you invest in something where you partly pay yourself and there is an end (even if far) to the payments, so when you're old you no longer have those monthly payments?