Paying cash in a low interest world is a bad strategy for a number of reasons. 1) The cash is better used to diversify across other investments. These investme

Paying cash in a low interest world is a bad strategy for a number of reasons. 1) The cash is better used to diversify across other investments. These investments will likely out-earn the mortgage interest. 2) The government gives you tax write offs for mortgage interest. Not as beneficial for everyone as it used to be but there’s a good chance you will be able to deduct if your mortgage is in a high cost of living area. Up to $750k in mortgage debt. 3) A home is an illiquid asset. By borrowing the money and keeping your own money in liquid assets you gain flexibility and can jump on good opportunities. Agreed though that having tons of runway is wise.