US banking/payment system just seems so broken from across the pond... Account to account transfers are just super normal where I live (not always using the ins

US banking/payment system just seems so broken from across the pond... Account to account transfers are just super normal where I live (not always using the instant method, because no need...). There are usually lower limits on daily transfer here as well, but you can change them. I think €100k is more a system limit, but I might be wrong.